Auto Insurance in Phoenix
How Does Car Insurance Work?
Auto insurance can help preserve your financial stability by helping to cover accident-related costs according to the policy’s terms. Contact Sonoran Insurance in Phoenix, Arizona, to learn about your car insurance options.
Why Do You Need Auto Insurance?
Arizona drivers must maintain auto liability insurance coverage according to state laws. Auto insurance is required in most states, ensuring that drivers can cover the cost of damages or injuries they may cause while driving.
Car accidents can be costly. Auto insurance can help protect you from the financial burden of paying for vehicle repairs, medical expenses and other accident-related costs, depending on your chosen coverages.
What Does Car Insurance Cover?
Your agent can help tailor your auto insurance coverage to meet your needs. Depending on your situation, they may recommend the following:
- Liability insurance may help pay for damage and injuries you cause to others up to the policy’s limits.
- Collision coverage may help pay for damages to your car resulting from a collision, regardless of who is at fault.
- Comprehensive coverage may help pay for non-collision-related damage to your car, such as theft, vandalism and natural disasters.
- Medical payments (MedPay) may help pay for accident-related medical expenses for you and your passengers.
- Uninsured/underinsured motorist insurance may help protect you if you’re in an accident with a driver who doesn’t have enough or any insurance.
Many policies offer add-ons like roadside assistance, rental reimbursement and gap coverage for further protection and convenience.
How to Get Auto Insurance
Contact Sonoran Insurance today for a personalized auto insurance quote.